7 Things You Can Guarantee Will Happen On Christmas Day

1. Getting an unexpected gift and being forced to feign joy and excitement.

Maybe you get something you already have? Maybe you get given yet another generic shower gel package? Maybe you get given some piece of tat that there is no way in hell you would ever use? Whatever the case, this happens every year and let’s face it, you’ve become a bit of an expert at faking Christmas cheer at this point. The last thing you want to do is offend someone’s gift taste.

2. Eating yourself one roast potato away from a heart attack.

A loved relative knocks up a Christmas dinner of titanic proportions and you soldier through and eat every morsel you possibly can. You think you are going to combust but know that seconds are already on their way. You take a deep breath and prepare yourself. Refusing extra food is not an option. You can’t face seeing the look of disappointment on the cook’s face as you decline the festive dinner they slaved for hours over. By the time thirds are offered you have to accept defeat, justifying it by saying you are “saving yourself for dessert”; thereby reluctantly committing yourself to even…more…food…

3. Getting at least one gift that you can’t use because it doesn’t come with batteries.

This should be a criminal offence. Is there actually anything more disappointing? Your childhood is already scarred with memories of opening toys that didn’t come with batteries; yet you never learn.

4. A family feud over *insert trial reason here*

This could be about anything. What channel to put the TV on? What time to open presents? What flavour gateaux to have for dessert? Take your bets. Either way, brace yourself for a tense moment or two on this fine day.

5. Watching the same Christmas films you do every year.

Die Hard, check. Home Alone, check. National Lampoon’s Christmas Vacation, check. Love Actually, check. You know these films like the back of your hand and Christmas just wouldn’t be the same without them. But there’s always that one person who insists on talking through the film; who you will sit and internally rage against for the entirety of the movie.

6. Taking board games a bit too seriously.

Bitch please, no one knows Monopoly like you do. You are the Monopoly Grandmaster and no one will stand in your way – that includes your blood relatives and closest, longest friends. You will happily disown a loved if they lose your Pictionary team a point and you have no qualms about bending the rules slightly to keep your title.

7. Being hounded by personal questions from your loved ones.

Is any subject deemed too personal? No. Your love life, career plans and past mistakes could be brought up at any point. It is likely to hit you when you least expect it; but in the same way you have mastered the art of feigning joy, you’ve mastered the art of talking about your life as if you actually know where it’s going and what you’re doing.

How to Make the Perfect Irish Coffee For, You Know… National Irish Coffee Day

Well, National Irish Coffee Day is (apparently) today, January 25th. In honor of this great (?) holiday, you might like a little background on one of San Francisco’s greatest contributions to mankind; namely, a beverage that will have your body completely confused as to whether it is stimulated or sedated. Hot, boozy, and not for the faint of heart when prepared correctly, Irish coffee will keep your nerves distracted during inaugurations, close-call basketball games, weird dates, and pretty much anything else.

Most people probably don’t think of the ‘50s when they think of San Francisco, associating it instead with (probably) the late-‘60s Haight-Ashbury scene or (possibly) the Gold Rush, or if they’re film buffs, Vertigo or maybe even the noir ‘40s memorialized in The Maltese Falcon and The Lady from Shanghai.

Walk into the Buena Vista Café on Hyde Street, however, and you’ll get yourself an instant time-machine to the ‘50s, from the Celtic-script neon signage to the ‘50s comfort-food style of the menu, to the bar where, at all hours of the day, tourists and locals alike watch the deft hands of the bartender lining up rows of steaming glasses and pouring floats of thickened cream over the back of a spoon.

The first Irish Coffee was created in Ireland, at an airport in Shannon (reportedly to help keep pilots awake). But it was recreated for the first time at Buena Vista Café. In 1952, Stanton Delaplane, a writer for the San Francisco Chronicle and happy patron of the Buena Vista, was challenged by then-owner Jack Koepler to help recreate a beverage that was being served at the airport in Shannon, Ireland. Apparently, this was not a simple endeavor, particularly because that original cocktail in Ireland had a signature float of cream. And the Buena Vista’s version wouldn’t float. Happily, the mayor of San Francisco at the time had come from a prominent dairy-owning family, and once he was taken on as a consultant, a solution was found. The Irish Coffee lived on.

“It takes a village,” doesn’t just refer to raising children, people.

Following is a recipe for the Great Elixir, as made at the Buena Vista. The original Irish coffee was made with Tullamore DEW, so if you want to be authentic, that’s your go-to. If you have a strong allegiance to a different Irish whiskey, you’ll still have Irish coffee – just keep Scotland out of it, okay? This recipe comes from Tullamore’s Tim Herlihy, who points out that this is essentially a health tonic, as it contains all four food groups: “Cream as rich as an Irish brogue; coffee as strong as a friendly hand; sugar sweet as the tongue of a rogue; and whiskey smooth as the wit of the land.”

Dude, it’s Irish. Of course it comes with rhyming similes. In fact, as a caveat, this drink might put you in the mood to write poetry – or to recite it loudly for a large crowd. But what’s life without a little risk?

Ingredients

  • 1 ½ parts Tullamore D.E.W. Original
  • 1 ½ parts Strong Brewed Coffee
  • ½ parts Sugar
  • Lightly whipped heavy cream
  • Cinnamon or nutmeg

Tim Herlihy’s Foolproof Method:

Pre-heat a clear-stemmed glass with very hot water. Add the sugar and brewed coffee and stir well. Once the sugar has melted, stir in the Tullamore D.E.W. Irish Whiskey. Gently whip the heavy cream by shaking it in a protein shaker with a blender ball – you want a still somewhat loose, not stiff consistency. Pour the cream over the back of a hot teaspoon to top the drink (and prevent the cream from penetrating the top of the drink). Finally, garnish with grated nutmeg or cinnamon for a spicy finish.

Google Trends Reveals Post-Holiday Breakups Are Coming

It looks like many people have taken Wham!’s “Last Christmas” to heart and are thinking of making this holiday the last they’ll spend with their significant other. According to Google Trends, the number of people turning to the internet for relationship-ending advice is currently surging.

Max Benwell, assistant audience editor at The Independent, pointed out Tuesday morning that the search inquiry “Should I break up with my boyfriend?” was on the rise. At the time of this article’s writing, “Should I break up with my girlfriend?” has surpassed that search — but both inquiries are still steadily increasing.

Despite what Love Actually and New Year’s kisses might have you believe, increased interest in breaking up post-Christmas is not uncommon. It’s been an ongoing trend: A 2010 study that crunched Facebook data found that people break up most frequently during the month of March, followed by the period between Christmas and New Year’s. A 2007 survey conducted by Yahoo! determined that people are twice as likely to break up between Christmas and Valentine’s Day compared to other parts of the year.

There’s so much breaking up after the holidays that the first Monday in January is known as “Divorce Monday.” In 2015, legal firm Irwin Mitchell said its surveys demonstrated that one in five couples in the United Kingdom planned on divorcing after the holidays. Comparatively, 2015 survey data from the law firm Co-Op Legal Services revealed that there is a 332 percent rise in divorce inquiries in January compared to the four months preceding.

“The surge happens on Divorce Monday,” James McLaren, president of the American Academy of Matrimonial Lawyers, told MarketWatch. “The number of filings is one-third more than normal. That begins in January and probably goes into early March.”

Why so many breakups after Christmas? Experts believe it’s because the holiday season can be a make-it-or-break-it trial for many couples.

For couples on the edge of the decision, breaking up before Christmas may feel more stressful than actually dealing with the breakup itself. Their emotions may also be amplified by the season’s sentimentality. People adapt to hedonic experiences (like a relationship), which ultimately makes positive experiences less enjoyable. But studies demonstrate that objects and experiences that have high sentimental value can act as a buffer against that adaptation.

However, the stress of the holidays — together with the discovery that a partner either can’t help with that stress or exacerbates it — can ultimately demonstrate to a couple that it’s time to call it quits. And while the desire to split could be immediate, people know law offices aren’t open until after the new year.

UPS, FedEx Already Struggling During Deluge Of Holiday Deliveries

One might think that after years of online shopping growing in popularity that major shipping carriers would finally be prepared for the Big Show, also known as the holiday season. And yet here we are again, heading into crunch time, and UPS and FedEx are having trouble keeping up with all those packages.

Though the shipping companies expected a lot of online orders as usual, they weren’t expecting quite this many, reports The Wall Street Journal. UPS had been expecting to handle a record of more than 700 million packages, a 14% increase from last year, while FedEx predicted a 10% bump.

To cope with the onslaught, UPS has relocated hundreds of employees from its headquarters and other corporate offices to pitch in at hubs that are overwhelmed with record demand, a person familiar with the matter told the WSJ.

Before the holiday season even started, both UPS and FedEx beefed up their seasonal staff and tried to prepare by extending some delivery windows, temporarily dropping delivery guarantees and refunds for some weeks, and stopped promising to deliver express packages by a certain time.

That didn’t help much, as analysts say on-time delivery rates for both carriers were down a bit in the weeks after Thanksgiving, compared to their average rates for the rest of the year: on-time delivery rates for UPS Ground fell to 96.3% last week, while FedEx Ground sank to 96.9%.

The good news? That’s up from last year’s average rates of 95% for FedEx and UPS during the same period in 2015, but down from the 98%-99% rate during the rest of the year, according to ShipMatrix Inc.

Air shipments weren’t as consistent either, with UPS Express delivering on time 90.6% of the time and FedEx Express delivering on-time 93.7%.

FedEx told the WSJ that the company is continuing to work closely with its largest peak customers and is increasing hours for some employees to meet demand, while UPS says it’s faced some issues this year that have held up some deliveries.

“A small percentage of packages have experienced some delay related to weather, wildfires or some operational challenges,” a UPS spokeswoman told the WSJ.

The source of all this trouble is, once again, e-commerce, which this year made up 25% of consumer spending on Black Friday and the two days leading up to it, a surge from last year’s 18% figure, and almost double the number for the same period in 2012.

Will all this trouble mean FedEx and UPS will be better prepared next year? Maybe, but as long as online shopping continues to grow in popularity, it will remain difficult to predict volume, one logistics consultancy expert tells the WSJ.

“Until this trend shows any sort of stabilization, the carriers—I don’t care how good they are—are going to have a tough time trying to figure out where to allocate their resources in order to keep up with demand,” he said.

You Could End Up Paying More For Your Christmas Tree This Year

It’s beginning to look a lot like Christmas in many homes across America, but could tree shortages caused by droughts and other problems in some states dampen holiday spirits?

Although you’ll likely be able to find plenty of trees, you might end up paying more for a tree this year in some parts of the country, or finding there’s less variety to choose from.

For example, one grower in drought-stricken Southern California said prices went up by 10% because many sellers have left the market in the last few years.

“We’ve never seen a shortage. Nothing like this at all,” he told CBS Los Angeles of his 37 years in the Christmas tree business.

Drought is also affecting California’s neighbors to the north in Oregon, where consumers are also facing higher prices for their holiday flora, KGW.com reported.

Growers have left the market there as well, or are selling fewer trees, in response to poor weather and an overabundance of supply in recent years. Such a shortage in the Pacific Northwest might boost prices elsewhere in the country as well, as trees from that region are often sold to buyers outside the state.

According to WJHL.com, there may be less variety in Tennessee this season as well, due to wildfires that have been destroying any vegetation in their path, though growers report business is still okay the moment.

In North Carolina, Mother Nature might not disrupt the Christmas tree market this year, but farmers say drought in the western part of the state could cause problems down the road.

“I wouldn’t say it’s affected the crop this year, but the next year or two you’ll see a shortage in the trees because the amount of water, and the weather depends on how much the tree grows,” one grower told WWAY-TV.

There will be plenty of trees in Hawaii this year, but if you want a particular kind of tree, say, a Douglas fir, you should shop early, one grower explained to Hawaii News Now. That’s because the state imported 20,000 fewer trees this year than it did last season.

And in Alabama, some growers say they have enough trees, but they might be a bit smaller than usually because of a drought in that state, WHNT-19 reported.

Whatever happens, just don’t cut your own and then refuse to pay.

Don’t Fall for These Holiday Shopping Scams

It’s easy to get caught up in the craziness of the holidays. You have parties to plan, cards to send, and gifts to buy, and that can be a lot to squeeze into just a few weeks. Don’t let the stress cloud your better judgment. Watch out for these scams that prey on holiday shoppers.

Fake Store Apps

The FBI recently sent a press release warning consumers about fake app scams. Once you download these apps, they steal personal info from your device.

They’re usually disguised as games, but some scammers create fake apps that mimic well-known brands like Zappos, Pandora, Dillards, or Dollar Tree. Smartphone users download the app, connect it to their Facebook account or email, and unknowingly give away a bunch of personal information. The apps can also infect your phone with malware.

To prevent this, look beyond a brand’s logo when you download an app from Google Play or the Apple Store. It’s easy to just search for an app and download the first one that looks right. Chris Mason, co-founder of Branding Brand, warns of a few additional red flags to watch out for, specifically typos and run-on sentences in app descriptions. Check customer reviews, too. If there are a lot of one-star reviews or users complain about advertising, that could be a red flag that the app is fake.

Fake Online Stores

The FBI also warns about fake deals from unfamiliar sites. It seems like it would be fairly obvious to spot a bunk online storefront, but criminals are smart about making these stores look legit. As Inc.com explains, some of these sites price most products competitively, but then they list other items ridiculously low to entice shoppers. The regular-priced items make them look like a real store and help them show up in Google search results. Thus, just because a store shows up in Google search results doesn’t automatically mean it’s legit.

Sometimes these scammers will even create fake social media handles and ads to promote their “deals.” These posts might include coupons, holiday promotions, contests, or free gift cards. They’re often accompanied by an online survey, which scammers use to steal your info. Here are a few ways to tell you might be on a fake shopping site:

  • The URL is complicated and includes hyphens like “givenchy-gear-for-less.com” or it uses a popular store on its main domain (zara.domain.com, for example).
  • The contact email is through an email client like Hotmail or Google, rather than the domain of the store itself. It might also include a bunch of random numbers or letters—a typical throwaway address.
  • The brand selection is completely random. As Complex.com puts it, “When was the last time you saw Angry Birds T-shirts sharing retail space with Balmain jeans?” Phony sites target people with popular brands; there’s usually no curating involved.

In general, if you come across a deal that’s too good to be true, it probably is. That said, there are a lot of decent holiday discounts out there, so that rule of thumb doesn’t always work. If you spot a truly awesome deal, chances are, deal sites have already found it. Check sites like Kinja Deals, Slickdeals, or DealNews to verify the discount. You can also use resources like Consumerist or the Better Business Bureau to research potential scam sites. Additionally, WhoIS.net allows you to look up information on the “company” or individual that registered the domain.

Social Media Scams

Social media channels like Facebook are a perfect platform for scammers. It’s easy enough to post a counterfeit ad or update, and the nature of social media allows them to share that scam effortlessly.

The “Secret Sister” scam, for example, has made its rounds on Facebook recently. It’s basically an illegal chain letter scheme in which consumers are asked to buy a gift for a stranger to get gifts back in return. You invite friends, they send gifts, and you get more gifts. It sounds completely ridiculous, but people fall for it. One woman told Pennsylvania’s WNEP:

At first when I read it, I thought it was pretty cool. The girl who tagged me in it is pretty reliable and is really nice, so it seemed like something she came up with. It seemed like this original thing.

Perhaps because social media seems like such a personal platform, it’s easy to fall for fraud. A few other holiday scams that have made their rounds on social media:

  • Fake Deals from Strangers: You Tweet about a gift you’re trying to find, then you get a direct message or tag from someone willing to sell you the item. The scammer takes your money or credit card/bank account information, and you never hear from them again.
  • Fake Gift Cards: Scammers post fraud gift certificates on social media, collect your personal info, then sell it to telemarketers or worse, steal your identity.
  • URL Scams: Scammers bait you with a message or a post that includes a link you have to click on for more information. Once you click on it, it steals your login credentials or installs malware on your computer.

It should go without saying that you don’t want to give out any personal information to a stranger, especially when that information includes financial details, like your credit card number. You should also avoid clicking on any unknown links someone DMs or tags you in.

Phishing Emails From Fake Retailers

Email fraud is nothing new, but it peaks around the holidays when people expect to receive order updates and shipping information from retailers, and busy shoppers may not inspect confirmation emails or account creation emails as closely as they would otherwise. These emails look like they come from legitimate companies, like Amazon or UPS. Some of them may claim there’s a problem with your order. Others may offer a deal or discount. You either click on the link and inadvertently download malware, or you enter your password, address, or other personal information and scammers steal it.

These emails look pretty convincing, but if you hover over any links to see the URL or just check the email address, you’ll notice the link is off. Chances are, it’ll be something like www.amazon.subdomain.com. This link won’t take you to Amazon at all, but to whatever URL “subdomain” is. If you’re still unsure about the email and it’s asking for personal information or to check the status of an order, go directly to the website in question and look up your order or tracking number. As a general rule, think twice about retailer emails and don’t click on any links or attachments if you’re not sure about them.

Misleading Store Credit Cards

Okay, store credit cards aren’t a scam exactly, but they’re almost always a terrible deal. People still fall for them, though, and get stuck in an endless debt trap. Stores bait customers with “deferred interest” cards, which seem like “0% introductory APR” credit cards, but they’re not.

With a “0% introductory APR” card, you don’t pay interest at all for an introductory term, and, afterward, your balance is charged at a regular interest rate. Deferred interest cards piggyback on these rules, but there’s an important difference: you have to pay the entire balance before the end of the promotional period, otherwise, you’ll owe interest for that entire term. Interest rates are high, too. A study from MagnifyMoney found that the average rate is 24.8 percent.

Deferred interest cards can be a decent deal if you have the cash on hand to pay off the balance and you get some great discount, cash back, or other deal for signing up, but the terms of store credit cards are usually terrible. They’re not great for your credit score, either. If you’re interested in the discounts those cards offer, consider opening a rewards card instead. Sites like NerdWallet can help you find a decent one, and they lay out the terms for you before you sign up. Of course, you always want to read the fine print yourself.

A lot of these tips seem like common sense, but keep in mind: thieves are good at creating the illusion of credibility. In general, maintain a skeptical eye. Think twice before giving out any personal information, especially over social media or email. You should also check your bank statements and credit reports periodically to look out for any fraudulent purchases or accounts. Beyond that, make sure to update your antivirus and anti-malware apps. This way, you’re protected even if you accidentally click something suspicious.

5 Wines To Get You Through Thanksgiving Alive

Everyone knows alcohol helps pass the time spent with less-than-kindred kin during the holiday season. If bird is the word, that dried-out turkey might need some liquid support as much as you do. With mandatory imbibing in mind, we discuss different tactics involving wine to get over obstacles, emotional and physical, such as how to avoid unnecessary tableside political conversations and restroom getaway routes — all by way of holiday wine selections.

Partner in Wine: Cheap wine

Chances are you might not know your cousin’s husband’s brother-in-law who will be sitting at the 20-person-wide communal table this holiday, but chances are better that he doesn’t know you or your drink taste. Shop the discount section at large grocers — Kroger stores are notorious for marking down bottles that do not sell well, many of which might be insane deals if you look close enough. Or, instead of skimming the bottle shelf for dwellers even your stingy uncle knows is cheap, look one row up and select a teeth-staining, full-bodied Argentine Malbec for $7 instead.

Partner in Wine: High ABV bottles

No amount of wine can change the results of this election, but it can help to tune out the amount of nonsense you have to take an ear-full of from a relative that might not have the same POV as you. The aforementioned Malbec can do the trick if it’s coming from hot enough grape-growing regions but Zinfandel is a sure bet — anything from California’s wicked hot Lodi region will see alcohol by volume (ABV) percentages in the high 15s, 16s and even 17 percentiles. Just maybe avoid talking about the reason why that region is so hot in the first place…

Partner in Wine: Striking packaging

“Yes, Grandma, that is a naked woman on the label and no, she is not a friend of mine.” Stuck in an empty tête-à-tête with an in-law? Grab the nearest bottle and start discussing the abject expressionism of bottle art. Learn up on what you are pouring in your glass so you can rattle off a car-rehearsed canned speech on what makes your bottle worth filling vacant airspace with.

Partner in Wine: Mulled wine

Sugar and spice and everything nice, you are way too busy in the kitchen seasoning your multi-step, slow-cooked mulled wine to converse with anyone you do not want to. Hovering over your mom’s crockpot, wooden ladle in hand with the hood fan blowing a sweet breeze into your face, you are also nearly hard of hearing in this position: an unappealing counterpart for a heart-to-heart-seeking relative. Although most recipes really only require 20 minutes of “active” work, this recipe instructs for a watchful eye over a spices-stuffed cheesecloth bag and a splash of brandy for the win.

Partner in Wine: Large format bottles

This social pardon requires commitment — from lingering around a large format container of purple drank to loitering around the restroom regardless of who went in there last. Large formats — aka box wine, a 1.5-liter bottle or bigger — will only hit your bladder as fast as you hit that bottle, but we all know what happens once you break the seal. Position yourself and your bottle/box close to the restroom for a quick and easy closure to an undesirable exchange.

The Best Days to Shop for Holiday Gifts This Year

Black Friday is still around, but it’s not the mega shopping day it once was. And that’s a good thing. Deals are now spread throughout the holiday season and Kyle James of Rather-Be-Shopping lists the best days to shop in December.

James estimated the absolute best days to shop this holiday season based on coupons and deals he’s tracked at his website, Rather Be shopping, over the past 13 years. Here are his dates, depending on what you want to buy:

  • Christmas Toys: Thursday, December 15th.
  • Stocking Stuffers: Monday, December 12th.
  • Apparel and Shoes: Friday, December 16th. (Free Shipping Day)
  • Quality HDTV’s: Weekend of December 9 – 11th.
  • Tools & Hardware: Wednesday, December 14th.
  • Laptops: Tuesday, December 13th.
  • PS4 and Xbox: Thursday, December 15th.
  • Winter Apparel: Thursday, December 8th.
  • Jewelry/Wedding Bands: December 13 – 16th.
  • Fitness Gear: Saturday, December 10th.
  • Kitchen Stuff: Friday, December 16th.
  • Personalized Gifts: Tuesday, December 13th.

As James explains, Free Shipping Day is a big one for clothing stores, as many of them offer coupon codes in addition to free shipping. In the past six years, James has seen awesome weekend deals on TVs two weeks before Christmas.

Day of the Dead: What Is Día De Los Muertos?

Día de los Muertos, also known as the Day of the Dead, is a two-day celebration that occurs every year on Nov. 1 and Nov. 2, the day after Halloween. It is a time to worship people who died, but there is much more to know about the festival. To find out more, continue reading below:

1. Is there a difference between Día de los Muertos and Halloween? While the holidays might seem similar, there is one major difference: Death is something that is to be feared on Halloween. Death is something to be celebrated, however, on Día de los Muertos.

2. Why would the living celebrate death? The idea is that the living get to laugh in the face of death. Children play “funeral” with dolls. Since death is a natural part of life, it is not something to be feared.

3. How do the living celebrate the dead? Revelers honor the dead loved ones by decorating altars with offerings or gifts. Typical items include candles, yellow marigolds, sugar skulls (the representation of a departed soul), food, drinks, cigarettes and clothing. A picture of the deceased person is typically included.

4. Are there only Día de los Muertos parties in Mexico? The holiday originated in Mexico, because it was brought to the area by Spanish conquistadores. It combines indigenous Aztec ritual and Catholicism.

Día de los Muertos is celebrated in other countries like as Guatemala, Brazil and Spain. There’s a growing popularity in the U.S. because of the large number of Mexican immigrants and Mexican Americans.

5. Why are there so many skeletons and skulls (calacas  and calaveras) associated with Día de los Muertos? It’s an old tradition, which dates back to the pre-Hispanic era. Skulls used to be kept as trophies and were used during rituals.

In the 20th century, Mexican artist José Guadalupe Posada repurposed the skull. He drew a picture of a skeleton with a glamorous hat, which is known as Calavera Catrina. He was inspired by the Aztec tale of Mictecacihuatl, the Lady of the Dead. For Posada’s purpose, the picture was a stab against Europhile Mexican leaders during the Porfirio Díaz dictatorship. Calavera Catrina became the symbol of the Mexican Revolution.

Travel: The Best Time to Book Holiday Airfare Is Six Weeks In Advance

It’s never too early to start setting your holiday travel plans. If your flying this Thanksgiving and Christmas, you’ll get the best prices by booking six weeks in advance.

It’s usually best to buy airfare at least eight weeks in advance for maximum savings. But according to the folks at Hipmunk, the flight search engine, the sweet spot for buying holiday airfare this year is the week of October 3rd for Thanksgiving, and the week of November 7th for Christmas. Booking at that time will save you an average of 14% on your trip, but you might be able to save even more depending on where you are in the country. Some markets, like Orlando, Phoenix, Atlanta, and San Francisco could net you savings of nearly 50%. You can see potential savings for most of the major cities in the graphic below.

hipmunk